Fee Schedule

Fee Schedule - Effective 7-1-2011

Account Maintenance Fees
Service	Fee
Below Minimum Balance	$5.00 per Month
Dormant Account (1Year Inactivity - Below $100.00)	$5.00 per Month
Returned Mail	$1.00 per Item

Standard Fees
Service	Fee
ATM Debit Card (1st cart to qualify member)	FREE
ATM Debit Card (REPLACEMENT CARD)	$5.00
ATM Debit Card (Chang PIN)	FREE
ATM Transactions (Up to 3 per month FREE)	FREE
Account closed within 90 days of opening	$25.00
ACH Stop Payment	$20.00
ACH Return Item (any reason)	$10.00
Account Balance Assistance / Research (1 maximum)	FREE
Audio Voice Response	FREE
Automatic Transfers on a Non-Transaction Account (Reg. D - 6 per mo.)	$1.00
Automatic Transfers (Reg. D - more than 3 per mo. - Super Share)	$15.00
Cashier or Teller Check	FREE
Copy of a Draft (Check)	$1.00
Copy (print screen) of account history	FREE
Christmas Club Early Withdrawal	$15.00
Deposit Item Returned (any reason)	$15.00
Duplicate 1099 Form	FREE
Duplicate Lein Release	$5.00
Duplicate Copy of Statement	FREE
Garnishment / IRS Levy / Court Orders	$10.00
Overdraft (Non-sufficient funds - electronic or paper check - Paid or Return)	$20.00
Overnight mail	$30.00
Stop Payment request (single item or ACH)	$15.00
Stop Payment request (series of more than 1 item)	$20.00
Wire Transfer (Domestic)	$10.00
Wire Transfer (International)	$30.00