Rates

 

Rates Effective 8-15-2011


Rates are subject to change. The information given here may not reflect current market values. Contact us for rate change verification.


Dividends

Account Type Rate
General Shares 0.20%
Super Shares ($1,000 - $19,999) 0.25%
Super Shares ($20,000 - $49,999) 0.30%
Super Shares ($50,000 and Above) 0.50%
Christmas Club 0.75%


Share Certificates (Minimum $500)

Term ARP ARY
3 Month 0.35% 0.35%
6 Month 0.40% 0.40%
1 Year 0.60% 0.60%
18 Month 0.65% 0.65%
2 Year 0.75% 0.75%
3 Year 0.90% 0.90%
4 Year 1.35% 1.36%
5 Year 1.65% 1.66%


Secured Loan Rates (Effective 12/01/2010)

Account Type Rate
Share Secured 2% higher than rate on deposit account


Loan Rates (Effective 12/01/2010)

Type A B C D E F
Line of Credit 9.50% 11.50% 13.50% 15.75% 17.75% NA
             
NEW COLLATERAL            
Never Titled *2.99% *2.99% *3.75% *5.00% *6.00% *7.00%
OVER 100% APP. BY CC *3.99% *3.99% *4.75% *6.00% *7.00% *8.00%
             
USED COLLATERAL            
PREVIOUSLY TITLED *3.25% *3.25% *4.75% *6.00% *7.00% *8.00%
OVER 100% APP. BY CC *4.25% *4.25% *5.75% *7.00% *8.00% *9.00%
             
OTHER SECURED            
NEW 48 MONTHS 7.00% 7.50% 8.25% 8.75% 9.50% 10.00%
USED 36 MONTHS 7.00% 7.50% 8.25% 8.75% 9.50% 10.00%
OVER 80% 8.00% 8.50% 9.25% 9.75% 10.50% 11.00%
             
SHARE SECURED 2% Higher than rate of deposit account

*0.25% off rate based on loan payment method - (auto / payroll deduction)

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